KNOWLEDGE HUB
Money Alive helpful video guides
We believe it’s important to not only provide top quality financial planning, but to help provide financial education too. This is why we’ve partnered with Money Alive to help you learn various elements from the world of finances in the form of helpful online videos through the Octagon Financial Services knowledge hub. For more information on any of the video listed in this knowledge hub, please contact us. Full information on Money Alive can be found at: www.moneyalive.co.uk
Protect yourself from scams
In today’s world people need to be more aware of scams than ever before. These videos will help educate you on the threat of investment and pension scams, and the steps you can take to protect yourself.
Pensions Freedom
This box set is an engaging, impartial, consistent and efficient way to educate clients and prospects about the different ways you can take the defined contribution pension.
Lasting Power of Attorney
Once you’ve lost mental capacity it’s too late to set up a Power of Attorney. However, taking action now to set up a Power of Attorney means your loved ones will be able to make key decisions on your behalf if you’re not able to do so in the future.
Understanding Long Term Care
Many of us will need care in old age. However, the system is extremely complex and hard to navigate. This box-set provides you with invaluable information to help you understand more about the processes, funding and the options available to you.
Flexible income
If you’re considering using Drawdown to withdraw money from your pension this box-set is for you. It covers everything you need to know about the options available to you, the flexibility Drawdown offers as well as the risks and tax implications.
Guaranteed income
Using an Annuity to convert your pension into an income is still the right option for many people despite the introduction of Pension Freedoms. This box-set covers everything you need to know about buying an Annuity.
Final Salary
This comprehensive box-set covers the benefits of staying in a defined benefit/final salary pension scheme and explores the implications of transferring out to an alternative arrangement. It includes information on tax, risks, death, as well as other topics and case studies too.
Equity release
The box set looks at the two main types of products, Lifetime Mortgages and Home Reversion and covers important topics including the amounts you can typically raise, eligibility, the advice process, and potential impacts on means tested benefits.
State Pension
For many people the State Pension is complex and confusing. In this video will find out key information such as State Pension age, how it’s calculated, where to go to get a forecast and where you can examine your National Insurance record.
Business protection
If you own a business, it’s important to ensure it can continue if you are ill or die while you are still in charge. This box-set explains the implications for you, your business partners and family of not having protection in place, as well as the options available to you.
Preparing and making a Will
If you die without a will in place it’s the State, and not you, who decides what happens to your assets. This video set highlights how important making a will is to your dependants as well as some of the aspects you should consider when drawing one up.
Drawdown review
This box-set is aimed at people who have withdrawn money from their pension via drawdown. It covers all the key considerations you need to think about, including how your money is invested and how much you can sustainably withdraw each year.