An overview of our Financial Services
Octagon Financial Services offers a broad range of financial services to our private and business customers to meet their own needs and requirements. Shown below are the main areas of financial advice in which we are most frequently asked to help. In our experience, we are nearly always able to offer you a solution. Just click as appropriate for full information.
Advice of Personal Protection products tailored to your needs. No-one can predict the future, but fortunately there are a whole host of products which can protect your family financially…
Protecting your business and planning for its’ future. Setting-up and running a business takes a lot of hard work, and is a huge achievement. In which case presumably you want to protect it and plan for its future?
Experienced Advisers to help manage the complexities of Auto Enrolment. The new worksplace pensions regulations are being enforced by The Pensions Regulator; you mustn’t ignore them…
Sound investment advice whether you are investing a single lump-sum, or want to save on a regular basis, you need to feel confident your money is being invested wisely so that it achieves the best possible return for you…
Withdrawing equity from your home can potentially impact your finances in ways you might not expect or anticipate, so taking financial and legal advice is absolutely crucial…
AN EQUITY RELEASE PRODUCT WILL REDUCE THE VALUE OF YOUR ESTATE, WILL NOT BE SUITABLE FOR EVERYONE AND MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFITS. TO UNDERSTAND THE FEATURES AND RISKS PLEASE ASK FOR A PERSONALISED ILLUSTRATION.
- Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
- Our fees and charges vary depending on the Services we provide to you. We charge a fee of up to £1000 payable at the outset. Our typical fee is £750.
By taking sound mortgage advice from one of our Advisers, you will get the advice you need to enable you to make a well-informed decision on the type of mortgage that is right for you. But it doesn’t end there…
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. OUR FEES AND CHARGES VARY DEPENDING ON THE SERVICES WE PROVIDE TO YOU. WE CHARGE A FEE OF £595.00 WHICH IS NON-REFUNDABLE AND PAYABLE AT THE OUTSET. WE WILL ALSO BE PAID COMMISSION FROM THE LENDER WHICH WILL BE DISCLOSED TO YOU.
THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE MOST BUY TO LET MORTGAGES.
Estate Planning *
You might think this is something that won’t affect you, but circumstances can change quickly and unexpectedly. Plus of course tax legislation is always subject to change…
* The Financial Conduct Authority do not regulate wills, trusts or estate planning.
Recent research shows that 1 in 5 home insurance claims are unsuccessful, mostly because people don’t know exactly what they’re covered for. That’s why getting the right advice is so important – it can save you a fortune in the long run…